Everything You Need to Know About Selling Structured Settlements: Legal Advice, How-To’s and More!

When you are looking for some extra cash, one option to consider is selling your structured settlement. This can be a great way to get the money you need without taking out a loan or going through other traditional methods of borrowing money. However, it’s important to understand about the process before you get started. In this blog post, we will provide an overview of what selling a structured settlement entails and some tips on how to make sure the process goes as smoothly as possible.

Is Selling Structured Settlements Legal in the United States?

First and foremost, it’s important to understand that selling a structured settlement is legal in the United States. However, there are some restrictions on who can sell their settlement and how much they can sell it for. Typically, you must be at least 18 years old to sell a structured settlement, and the amount you receive for your settlement cannot exceed 50% of the total value.

How to Sell Structured Settlements

The process of selling a structured settlement can vary depending on the individual case, but there are some general steps you can expect to follow. First, you will need to find a buyer for your settlement. Many companies buy and sell structured settlements, so you should find one right for you. Once you have found a buyer, they will work with you to get the paperwork in order and finalize the sale. It’s important to note that it may take several weeks or even months to complete the sale, so be sure to plan.

Tips on how to sell structured settlements

If you are thinking about selling your structured settlement, here are a few tips to help make the process go as smoothly as possible:

– Do your research. Make sure you understand all there is to know about the process before getting started. This will help ensure that everything goes as planned.

– Find a reputable buyer. Not all companies that buy and sell structured settlements are created equal. Be sure to do your research and find a company you can trust.

– Get organized. The paperwork involved in selling a structured settlement can be complicated, so it’s crucial to have everything ready ahead of time. This will help minimize any delays or problems along the way.

Benefits of Selling a Structured Settlement

There are many benefits to selling a structured settlement, including:

You can get the money you need quickly and easily.

Structured negotiations process wherein in case of a settlement, the payments are delivered based on an agreed-upon schedule. These settlements can be sold through the process of structured settlement selling and can help you get money quickly that is paid off immediately, either in a lump sum or through regular payments.

There is no credit check required.

If you have fallen on hard times financially, you may wonder why there is no credit check when selling structured settlements. The process of selling your annuity payments can be done for various reasons, but having bad credit won’t stop you from getting started. In fact, because the seller does not need to verify if the buyer has good credit, there is no reason why this information is still required.

You don’t have to worry about monthly payments or interest rates.

If you have been cleared to sell your structured settlements but do not have any experience with the process, you may not know what kinds of options or offers are available. Even better, you don’t have to worry about ongoing monthly payments or interest rates when you sell structured settlements to us. You’ll get the lump sum amount that you need instead.


Selling a structured settlement can be a great way to get the extra cash you need without having to go through traditional methods of borrowing money. If you are considering this option, ensure that you research thoroughly and plan so that the process goes as smoothly as possible.